The Australian Government has long supported the younger generations’ ambitions to own their own home. First home buyers’ grants and stamp duty and mortgage insurance concessions are all part and parcel of the incentives to drive ownership. Now, in the midst of the COVID-19 economic landscape and in a bid to support the construction industry, the Government’s HomeBuilder grant provides eligible owner-occupiers with a grant of $25,000 to build a new home (or renovate an existing  home). This is the first time a home ownership grant has ever been made to a pensioner and is arguably long overdue.